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Helping ordinary people learn to study the Bible

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3 Stages of Listening to a Sermon

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jacinta lluch valero (2012), Creative Commons License

jacinta lluch valero (2012), Creative Commons License

Want to know which way the wind is blowing? Just look at a weather vane.

Want to know how a church approaches the Bible? Just listen to a sermon.

A sermon won’t give a complete picture. But if a church has a robust Bible study culture, the sermon is a good indicator.

Now a sermon is not like an IV drip, where you passively receive nourishment. Rather, a sermon is like a hearty meal—the cook labors in the kitchen to measure and mix and simmer. He sets down the food and urges you to eat. But you won’t enjoy or benefit from the meal unless you raise a fork and tuck in.

With a sermon, this happens in three stages.

Before the Sermon

To get the most from a sermon, consider two important activities in the preceding week: prayer and study.

Both the preacher and the hearer need God’s help. Pray for your pastor as he studies the Bible and prepares to proclaim it. And pray for yourself and your fellow listeners, that you would understand and be changed by God’s word.

During the week, there’s another way to plow up your heart to prepare for the Sunday morning planting. Find out the Bible passage for the sermon and study it on your own. (If you aren’t sure how to study the Bible, start here.) Take a stab at the author’s main point, connect that to Jesus, and write down some applications. If Sunday morning is the second time you’ve grappled with the preacher’s text, God’s word is more likely to take root and sprout up in you.

During the Sermon

Honoring God during the sermon is straightforward, if not easy: Focus and listen.

We should give our full attention to the preaching of God’s word. Grab a Bible and locate the relevant passage. Think carefully with the preacher as he talks through the text.

For some, taking notes is essential. Writing helps these people follow the main ideas of the sermon and gives them a record to consult later.

For others, note-taking is a distraction. Trying to listen and write leaves them with scattered scrawlings and murky memories. These folks should consider jotting down their thoughts after the sermon, so those God-given impressions and applications don’t flit away.

We all have difficulty listening to sermons from time to time. This may have nothing to do with the preacher! Late nights, a difficult week, restless children, illness, or a hundred other factors may make it hard to concentrate. We should do our best to pray and prepare and focus. Beyond that, remember that God knows his children. His love for us doesn’t increase or decrease based on our attentiveness during the sermon. It is full and secure because of Jesus.

After the Sermon

When the preacher finishes his post-sermon prayer, your obligations are not over. Like The Carpenters, you’ve only just begun. The best ways to promote a Bible study culture in your church after the sermon are to apply and discuss the Bible.

Assuming your preacher handled the Bible faithfully and connected his applications to Jesus, now it’s your turn. With the help of the Holy Spirit, take your pastor’s suggestions, mix in your own, and apply this passage to your head, heart, and hands.

If you question the preacher’s interpretation, study the passage again. Request a meeting later that week. God brought this passage to your attention and you should pursue understanding and joyful obedience.

In addition to applying the sermon text yourself, talk about it with others in your church. If you do so right after the worship service, you have a ready-made entrance to fruitful conversation.

Encourage others with the truths of the Bible you’ve just heard, especially the good news about Jesus Christ. Brainstorm necessary and creative applications, both for yourself and for your church. Confess the barriers to obedience in your own heart and offer help and support to your friends. We need community to apply the Bible.

Make sure your discussions about the sermon aren’t an excuse to criticize your pastor. Talk about the Bible and how best to understand and apply it, but don’t become an Olympic figure-skating judge.

Imagine the growth you would see if even half your congregation invested time before, during, and after the sermon to give attention to the Bible. It would transform your church.

So, what’s on your menu for this coming Sunday?

Ten Characteristics of a Great Small Group Member

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Both inside and outside of the church, we talk a lot about the characteristics of leaders. And rightly so. For any organization, leaders cast the vision, set the goals, and model the actions.

We hear far less about followers. This, despite the fact followers far outnumber leaders!

What Makes a Good Follower?

cassandra (2012), Creative Commons License

cassandra (2012), Creative Commons License

We have lots of resources devoted to leading small group Bible studies. But what if you’re not the leader? What if you’re eager to glorify God by attending a Bible study?

Here are ten traits found in a great small group member. If you are attending a small group, make these qualities your target and the subject of your prayers.

What is a great small group member like?

  • He is a servant. The ideal small group member knows that he has an important role within his group. While he expects to be blessed by attending his small group, he sees the opportunity to bless others through his actions, words, and prayers. He relishes his opportunity to bear the burdens of his brothers and sisters in the Lord.
  • He is committed to the Bible. He values his friends and their contributions, but his highest authority is the Bible. He knows that cursory and thoughtless readings don’t honor God, so he pushes himself and his friends to dig again and again into the Scriptures. He works hard to keep his Bible study skills sharp.
  • He is open-minded. He is willing to change his mind when presented with compelling Biblical evidence. His convictions are shaped by God’s unchangeable word.
  • He listens. He values what others say. He knows that the Holy Spirit gives wisdom about the Bible through the insights of fellow believers. Because he cares for his friends, he is eager to hear how God is at work in their lives.
  • He is compassionate. He prays for his friends and follows up on those requests. He sends notes of encouragement to those who are fighting for joy in God.
  • He engages. He answers questions from the leader, and he poses questions himself. When the discussion drifts, he points the group back to the text. He gently draws out those who are shy, and he asks the bold to justify their claims from the Bible.
  • He is prepared. He labors before his group gathers so the meeting will have maximum impact.
  • He is vulnerable. He bares his heart to his friends, knowing that honesty is a crucial weapon in the battle against sin.
  • He perseveres. He is committed to his group despite the imperfections of both the leader and the other group members. He knows that all sinners (including himself) can be difficult to love, and he extends to others the forgiveness and grace he wants for himself.
  • He is growing. While spiritual growth may be difficult to spot from one day to the next, when he looks back over the course of a year, he can see more of the fruit of the Holy Spirit. (See Gal 5:22–23.) This growth is no cause for pride, but he rejoices in God’s faithful love for him. This growth is inspirational and infectious within his small group.

If you measure yourself against this list and come up short, don’t lose heart. Jesus is the only one who followed any list of good behavior perfectly. If you are God’s child, you don’t earn his smile; rather, his smile never departs from you! This provides both the motivation and the power to work toward blessing your small group.

I’m sure this list is not complete. What characteristics would you add?

Sharpen Your Axe: Prepare for Your Small Group

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A woodsman was once asked, “What would you do if you had just five minutes to chop down a tree?” He answered, “I would spend the first two and a half minutes sharpening my axe.”1

JJMustang_79 (2008), Creative Commons License

JJMustang_79 (2008), Creative Commons License

Preparing to Move

I recently helped a young couple move. When the truck arrived, we loaded their boxes and furniture in almost no time. We made such quick work of the job that we called off the reinforcements who were coming later!

What made the move so easy? My friends had packed and organized everything. They told us what needed to go, and we jumped right in.

In short, they were prepared.

If it’s Important, We Prepare

While you might not need extensive plans to brush your hair, you wouldn’t take the same approach to a career change. It’s simple: we prepare for events and tasks in proportion to their importance.

So, how important is your small group Bible study? On the one hand, this gathering should be a low-stress get-together. This is no job interview, first date, or keynote speech.

But a casual event can still be significant. When we study God’s word, we should expect him to reveal himself. He will teach us how to love and obey him through his son, Jesus. Can you think of a more monumental activity?

You lay the groundwork for God’s work in your midst when you prepare for your gathering. Some planning may appear ordinary, but it is all vital to the success of your Bible study group.

Physical Preparations

If the physical aspects of your meeting are in order, you won’t notice. They will blend into the background like jazz at a coffee shop. But if a detail is overlooked, it will stand out like a gong.

  • Host — Every group needs a place to meet. Could you provide a comfortable place for your friends?
  • Organize the practical details — Some groups rotate child care and/or food duties among group members. If your group has such a need, consider arranging these schedules.
  • Lead the communication — Between gatherings, build your group’s sense of community. Keep everyone in touch using email, Facebook, phone calls, or text messages. Remind the group of the next meeting’s details and, if everyone signs on, consider a weekly distribution of prayer requests.
  • Invite others — If your small group welcomes visitors, prayerfully seek people to invite. This is especially encouraging in groups designed to introduce unbelievers to the claims of Jesus.
  • Build anticipation for the meeting — Talk to other group members, rejoice at God’s work, and express your excitement for the next get-together. What applications of the Bible are you working to implement that came up at the last meeting?

Spiritual Preparations

When the physical arrangements are made, the soil is tilled for a spiritual crop. Here are some ways to plant seeds and prepare for the harvest.

  • Study the passage — Your small group leader may prompt the group with questions ahead of time. Even without prompting, you will contribute more to and learn more from the discussion if you study the Bible passage in advance. While God can (and does) give in-the-moment insight, think of all the observations, interpretations, and applications you will bring if you work ahead!
  • Pray for the leader — Your small group leader’s job is difficult. Ask God to reveal the main point of the passage and how to guide the group there. Pray that your leader would allow the message to change him/her before teaching.2
  • Pray for the group — Pray for the individuals in the group, not just for their recent requests, but also for their growing trust in and love for Christ. (Consider praying Ephesians 3:16–19 for them.) Ask God to give the group understanding into his word through their interaction at the next meeting.
  • Pray for yourself — In small groups, you have the opportunity both to bless and be blessed. Pray for openness to the ideas and suggestions of others. Think of someone in your group with whom you haven’t connected recently; pray for an opportunity to encourage them.

During some weeks, the busyness of your life may keep you from preparing for your small group. Go to the meeting anyway. These are probably the times you need to go more than ever!

But if you’re able to prepare, you will be a blessing to your group. And you just might find that God teaches you in the process.

  1. A version of this quote is commonly attributed to Abraham Lincoln, but it appears that is not true.  ↩
  2. This series of posts is focused on those who attend small group Bible studies; if you lead such a study, we have lots of resources for you.  ↩

3 Benefits of Small Group Bible Study

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trumpet1-1

Billy MetCalf Photography (2012), Creative Commons License

Give a skilled trumpeter his horn and a solo, and he can pin back your ears or prick your heart. He can draw out emotions you’d locked away or inspire grand thoughts of beauty and grace. There is power and clarity in his notes. Now put that same trumpeter in a jazz band and listen again. As the instruments swell and fall in concert, you’ll hear a richness and depth that a soloist cannot produce on his own. It isn’t that the music is better; both can be profound and beautiful.

Without hours alone in the practice room, the trumpeter misses out on technique, skill, and precision. Without a band, he won’t learn to listen, react, follow, or lead. He needs both settings.

So it is with Bible study. The majority of your Bible study will likely take place in private. This is the necessary foundation for a life of loving God and living faithfully in the world.

But if you study the Bible only by yourself, you’ll miss the concert. Work on your breathing, perfect those scales, and come join the band.

Bless and Be Blessed

Here at Knowable Word, we want to help people learn to study the Bible. In a good small group Bible study, you will mature and you’ll have the chance to help others grow. It’s the best sort of two-for-one.

If you’re not already in a small group Bible study, consider joining one. I can think of at least three reasons.

  1. Small group Bible studies help you study the Bible. We all need as much time with the Bible as possible, and a small group gives you extra exposure every week or so. Within your group you can (hopefully) find good examples of Bible study; this will accelerate your development and strengthen your OIA muscles. A good leader will ask questions that lead your group through the observation–interpretation–application process and help you to advance in each area.
  2. Small group Bible studies remind you that you need other people. God has made us as relational, social beings who thrive in community. Because of our sin, relationships can be difficult, but without other people we shrivel up and dry out. We need contact with others from different ages and life situations to appreciate God’s faithful and diverse working throughout the church. I love listening to older saints recount God’s consistent companionship, encouragement, and correction over the years.

  3. Small group Bible studies remind you that you need other people to study the Bible. I’ve written before that we need community to apply the Bible. But this isn’t just true for application. Fellow Christians also help us observe the important aspects of a Bible passage and interpret correctly. We need others to help us see what is true in the Bible—to sharpen, clarify, and correct what we think.

    In the same way that you need others, others also need you. Armed with solid Bible study principles, you can serve as an example or mentor for others in your small group.

    Finally, Bible study within a small group has a dynamic you cannot reproduce on your own. As you participate in discussion and share ideas, you take advantage of interaction, one of the distinctives of the setting.

Note: This is the first in a short-ish series of posts on attending small group Bible studies. If you have any related questions, feel free to toss them into the comments on this post. (We’ve already published extensively about leading Bible studies.)

How to Apply the Bible in Community

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Perhaps you nodded at the suggestion that Christians should apply the Bible in community. Agreement might fire the engines, but it doesn’t get you off the runway. How can our friendships grow so that Bible application is natural? How can we get this plane in the air?

Cliff Muller (2009), Creative Commons License

When talking about community, many Christians focus on accountability. But Christian friendship doesn’t start (or stop) there. Let me offer four resolutions toward developing helpful, God-glorifying relationships.

Resolve to Spend Time with People

To apply the Bible in community, you must be in community. This goes beyond becoming a member of a good church. You need to know other Christians and you need to be known by others. When Paul writes about the church using the metaphor of a human body (1 Cor 12:12–27), he emphasizes how the parts of the body need each another (1 Cor 12:21–22).

This need is more than a physical or social dependence. We are to bear each other’s burdens (Gal 6:2), forgive one another (Col 3:13), confess our sins to one another (James 5:16), love one another (Rom 12:10), and speak truth to one another (Eph 4:25).

These commands point us well beyond handshakes and saccharine smiles on Sunday mornings. We need to pursue deep, honest friendships with other Christians. Relationships with other sinners—though messy—are worth pursuing because God commands them and they are designed for our benefit.

Resolve to Ask Questions

My treasured friends, the ones who have had the greatest spiritual impact on me, are the ones who excel at asking questions. When they see me caught in a sinful pattern or spiraling downward in my thoughts, they adopt a holy refusal to leave me alone. They ask me questions to help me think through my behaviors, thoughts, and relationships in the light of the gospel. Such questions are uncomfortable, but they help uncover my sin and point me toward Jesus. Don’t you want to be this type of friend? I sure do!

The good news is that we can all become friends like this. Start with a tiny question: why? Why was that disappointing? Why did you enjoy that? Why did you respond to her that way? It seems like you’ve been withdrawing recently; why is that?

Answering why questions can reveal your true hopes, fears, joy, and motivation. Even if you are not a verbal processor, you may get powerful clarity by speaking some thought you’ve been storing in your head. Friends can expose wrong thinking, a bent character, and errant behavior by asking these simple questions.

Why questions are not the only questions to ask, of course. As your relationship grows and you see the your friends’ struggles and tendencies, you’ll learn additional questions. You will notice the parts of their lives they don’t like to discuss. You will see how they respond to disappointment and criticism. Soaked in the gospel, your questions may be just the signpost toward hope that your friends need.

Resolve to Talk About God

I’ve seen too many Christians leave faith as an assumed-but-not-discussed topic between them. We can do better.

As you grow closer to other believers, you should care deeply about their walk with God. Their Christian discipleship is one of the most important qualities about them. So ask!

Here are some helpful questions to ask your friends: What has God been teaching you lately? How have you seen God work in your life over the past month? What are you reading in the Bible? What are you learning? What fruit of the Spirit have you seen God growing in you? How are you different from the person you were a year ago? These questions are like salt in your relationships. Don’t empty the whole shaker at once! But if you sprinkle them into your conversations, your friendships will have a richer flavor.

Though conversations like these might not feel natural at first, press through the awkwardness. You might even take the opportunity to discuss what sort of friends you want to be.

Putting it Together

So talk about the Bible with your friends. Tell them what God has been teaching you and how you’ve been trying to apply it. Ask them the same.

And talk with your friends about your sin and areas of frequent discouragement. Tell them the ways you are struggling to trust God. Ask them the same.

Soon you will find that these discussions overlap. You’ll talk with someone about a passage of the Bible, and later in the month that same person will notice an area of your life that is begging for application of the same text. Applying the Bible in community isn’t one extra step to put at the end of your small group Bible study. It will happen naturally as you develop close, Christian friendships.

Resolve to Pray

Since our sin nature is opposed to these ideas of exposure, humility, and vulnerability, we need to pray! We must ask for God’s provision of good friends and for his help to be a good friend. By his Spirit, he needs to change us into people who embrace the faithful wounds of those who love us (Prov 27:6).

Why We Need Community to Apply the Bible

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Because it is so personal, application can be the most demanding part of Bible study. In observation and interpretation, we focus on the words and meaning of a passage of Scripture, and our distance from the study provides some cover. But application is dangerous because God calls us not just to think but to change. Applying the Bible is difficult.

Yet this difficulty doubles when we attempt application on our own. Like a solo mission on a battlefield or a five-on-one game of basketball, the odds of successful application spike when we engage without company. Relationships are messy and the cause of deep grief at times, yet God ministers grace to his children through other Christians. We need each other in order to faithfully apply the Bible.

Grayson Akerly (2013), Creative Commons License

Our Blindness

We need other people because we all have blind spots. We often see ourselves dimly, as in shadows. While we may identify obvious transgressions, there are subtle sins below the surface. Blind spots show up in each of the three spheres of our lives where we must apply the Bible.

Ephesians 4:22–24 gives three steps for change when applying the Bible to your head: Identify what you think, identify what God wants you to think instead, and start thinking God’s thoughts. But how do we identify what we think? Our minds and beliefs are far more complex and layered than we assume, and the lies we believe often hide behind solid truths. A willing friend can help unveil our thoughts.

When applying the Bible to our heart, we focus on character. We ponder what kind of person God wants us to be. We have previously considered some questions to give us traction in this task: In what ways are you relying on your performance? What are your greatest hopes?

But here’s the problem: How confident are you in your ability to answer these questions? Can you diagnose your character by yourself? Our true hopes and values may be slightly (or dramatically) different from what we state in polite company. When a brother or sister forces us to answer why questions, we unmask our hypocrisy.

Perhaps most obviously, we have blind spots in our behavior (applying the Bible to our hands). We might not realize how our words were harmful or how we ignored someone in need. We might not identify our conversation as gossip, our snacking as gluttony, or our “personal time” as selfish. Good friends can point out our overlooked sins.

If we ignore community when applying the Bible, we will miss aspects of our head, heart, and hands that need to change. But our blind spots are not the only reason we need other Christians in our lives to help with application.

Our Resistance

Because both the old man and the new man dwell within us, we always face a challenge when pursuing obedience to God. (See Galatians 5:16–17.) Our flesh likes inertia and dislikes change, especially if that change is brought about by faith. When applying the Bible to our lives, our flesh offers massive resistance.

Sometimes this resistance appears shortly after we resolve to change. Despite the conviction we feel and God’s call to repent, our flesh grabs a bullhorn and reminds us of the inconvenience of change. The old man offers dozens of reasons to delay or abandon this new obedience. One way to rob these protests of their power is to anticipate them with a friend.

But our flesh contends against our repentance over time as well. We’ve probably all experienced this: under the conviction of the Spirit you decide that change is needed, so you start off on a new course. You’re not walking perfectly, but by God’s grace you begin in the right direction. Over time that initial conviction of sin wears off, and you no longer connect the new behavior to the reason that inspired it. So the new behavior happens less and less frequently until it doesn’t happen at all. Sometimes we need friends to ask us about a repentance begun months ago.

If we ignore community when applying the Bible, we may lose momentum in our application and give up.

The “How”

Our blind spots and our resistance to change provide some reasons that Christians should apply the Bible in community. In my next post we’ll discuss how to apply the Bible in community.

Community-Building Ideas for Your Bible Study

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At the risk of sounding falsely humble, I must admit I don’t have this community-building thing figured out. I have co-laborers in my church and in my ministry who are far better at fostering healthy community than I. (Though I’ll also admit I’m better than many of them at knowing the previous sentence should end with “I” and not “me.”) However, none of them were available in time for publication, and you’re stuck with me. Here are a few helpful ideas I’ve picked up over the years:

Jeff Helsel (2012), Creative Commons

Jeff Helsel (2012), Creative Commons

1. Love must reach beyond the timeframe of the Bible study meeting. If people think I care about them only during the 90 minutes allotted to our meeting, they’ll learn to limit their care for one another to the same time slot.

2. Take initiative. Ask people how they’re doing. Remember what they tell you so you can ask them again later. If someone is disengaged from the group, ask a direct question to draw that person back.

3. Ask people to participate. When people are good at something, find ways to ask them to keep doing it for the group. Give them jobs, and with them will come a greater sense of ownership in the group.

4. Have fun together. If you don’t yet have a sense of humor, buy one. People get exhausted when their conversation with you is always very serious and deep. You’ll seem more human when they can lower their defenses and simply have fun.

5. Ask them to observe. If someone is struggling, ask others (without breaking confidences, of course) how they think that person is doing. Ask those people what they think would best serve the struggler.

6. Give them real people responsibility. Ask people to play a part in each others’ lives. “Could you get lunch with Robert for a few weeks to encourage him through this difficult time?”

7. Serve together. Find tasks or service projects that need to be done in your church or community, and work on them together with your group. Nothing lowers defenses and grows relationships more than a little sweat and shared service, especially when you get outside of your normal routine together.

8. Celebrate criticism. My former pastor Tedd Tripp once told me that when someone criticizes him or the church, it means God has gifted that person in that area. (If you’re gifted at something, you’re likely to think the people around you aren’t very good in that area.) So he always thanks them and thanks God for them. Then he asks them to help fix it. Perhaps God put them here for that very purpose. This advice is good for leaders of all stripes. Don’t get defensive; choose to celebrate any and all criticism of you or your leadership.

Community-Building is Not Optional

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If you want to lead, being useful and not merely annoying, you’ll love your people. And one of the best ways to love your people is to get to know them. It’s worth it to do so.

As you engage in ministry, however, it doesn’t take long to realize the main thing working against you: There’s only one of you, and there are so many of them. The hours will run out long before you do all you could do to love and serve people, while remaining faithful to the other responsibilities God has given you. You’ll need help to get the job done.

Alex Spiers (2012), Creative Commons

Alex Spiers (2012), Creative Commons

This fact is nothing new. Jesus spoke at length to his disciples of his coming departure to save the world (John 13-16). He “knew that his hour had come to depart out of this world” (John 13:1), and he would no longer be physically present to carry on his ministry. Yet he would not leave them as orphans; he would send help to be with them forever (John 14:16-19). It was to their advantage that he depart and send this help (John 16:7-11).

Now there are many ways we are not like Jesus. The Father has not given all things into our hands. We have not come from God, nor can we go back to God on our own merit. We are not the heavenly hosts, with authority to prepare a place for those we love. We cannot send the Holy Spirit into the hearts of our people to guide them into all truth.

But there are plenty of ways we are like Jesus. God’s plan is not for us to do all the work of ministry ourselves, but for us to make disciples who will carry on the work alongside us. Though we don’t send the Holy Spirit, we certainly can rely on him to provide the help we need in the community of believers. Like Jesus, we will have tribulation. And like Jesus (though for us, it is through Jesus), we have hope and the promise of God that we will overcome the world.

What does this mean?

Just as Jesus sent the Holy Spirit to help the community grow in love and faith, we can trust the Spirit to be at work in the community to grow people in love and faith. That means that we, as leaders, should not be the hub of ministry such that all that is true and loving passes through us to the rest of the group. We need the group members to help us love the group members. Part of leadership is facilitating a God-honoring community where love, joy, peace, patience, kindness, goodness, faithfulness, gentleness, and self-control flow freely among the members. We can foster healthy relationships, attractive group dynamics, winsome recruiting, and redemptive counseling among group members.

If we fail, the group will never outgrow our particular idiosyncrasies and insecurities as leaders. If we succeed, the world just might realize we are his disciples (John 13:35), and we’ll see mountains move.

Easy Money Can’t Deliver Community

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Not only does easy money fail to keep its promise of security; it also can’t deliver on community.

My son, do not walk in the way with them;
Hold back your foot from their paths,
For their feet run to evil,
And they make haste to shed blood.
For in vain is a net spread
In the sight of any bird,
But these men lie in wait for their own blood;
They set an ambush for their own lives (Prov 1:15-18, ESV).

One hint of this failure to provide community comes in Prov 1:15: “My son, do not walk in the way with them.”  When I trample on others to gain wealth, they’ll eventually withdraw to avoid my folly.

People will catch on to my selfishness and run away: “for in vain is a net spread in the sight of any bird” (Prov 1:17).  If I come to you with a proposition for easy money, and you have the wisdom to see through the empty promises, you will fly like a sparrow.  I can lay the net out to catch you, but, unless you are blind to reality, I’ll never gain your confidence.

That last fact gets at the heart of the matter.  How often am I willfully blind to reality?  I hear the promises of easy money, and I want to believe them!  Gaining wealth, by hard work over a long time, in order to serve others, doesn’t sound like much fun.  It sure doesn’t give me much hope that my stress will go away.  So I spend more money, get nicer things, go further into debt, and leave it to my next of kin to pick up the pieces.  This plan of action does not build community with those I love the most!

Next week we’ll see that easy money not only fails to deliver on its promises but also is self-destructive.